Kentucky Paycheck Calculator
Estimate your Kentucky paycheck after 2026 federal and state taxes. Kentucky has a flat state income tax (3.5%). City/county occupational taxes not included.
Take-home per paycheck
Gross per paycheck
Federal income tax
Social Security + Medicare
State tax & SDI/PFL
Take-home per year
Last verified Oct 2026. Sources checked
- Income tax: Kentucky revenue agency; rates, brackets and deductions cross-checked with the Tax Foundation 2026 state table.
- Minimum wage and overtime: US DOL state table (July 1, 2026) and Kentucky labor agency.
- Federal: IRS 2026, SSA wage base.
Kentucky take-home pay by hourly wage (40 h/week, single)
| Hourly | Gross / yr | Federal | FICA | State | Net / yr | Net biweekly |
|---|---|---|---|---|---|---|
| $7.25 | $15,080 | $0 | $1,154 | $410 | $13,516 | $519.85 |
| $15.00 | $31,200 | $1,564 | $2,387 | $974 | $26,275 | $1,010.57 |
| $18.00 | $37,440 | $2,313 | $2,864 | $1,193 | $31,070 | $1,195.01 |
| $20.00 | $41,600 | $2,812 | $3,182 | $1,338 | $34,267 | $1,317.97 |
| $25.00 | $52,000 | $4,060 | $3,978 | $1,702 | $42,260 | $1,625.37 |
| $30.00 | $62,400 | $5,308 | $4,774 | $2,066 | $50,252 | $1,932.77 |
| $40.00 | $83,200 | $9,474 | $6,365 | $2,794 | $64,567 | $2,483.34 |
| $50.00 | $104,000 | $14,050 | $7,956 | $3,522 | $78,472 | $3,018.14 |
Kentucky take-home pay by salary (single vs. married)
| Salary | Net (single) | Effective rate | Net (married, 1 income) | Monthly (single) |
|---|---|---|---|---|
| $30,000 | $25,353 | 15.5% | $26,773 | $2,112.72 |
| $40,000 | $33,038 | 17.4% | $34,878 | $2,753.13 |
| $50,000 | $40,723 | 18.6% | $42,763 | $3,393.55 |
| $60,000 | $48,408 | 19.3% | $50,588 | $4,033.97 |
| $75,000 | $59,085 | 21.2% | $62,115 | $4,923.76 |
| $100,000 | $75,798 | 24.2% | $81,328 | $6,316.47 |
| $125,000 | $92,446 | 26.0% | $100,540 | $7,703.84 |
| $150,000 | $108,659 | 27.6% | $118,053 | $9,054.88 |
| $200,000 | $142,045 | 29.0% | $152,439 | $11,837.05 |
Kentucky payroll rules at a glance (2026)
- Minimum wage: $7.25/hour.
- Overtime: Time and a half for hours on the 7th day when an employee works all seven days of the workweek (KRS 337.050); does not apply if the employee is not permitted to work over 40 hours that week. Kentucky overtime calculator.
- State income tax: 3.5%–3.5%.
- Federal: 2026 brackets 10%–37%, standard deduction $16,100 single / $32,200 married; Social Security 6.2% up to $184,500; Medicare 1.45% (+0.9% over $200k).
Frequently asked questions
How much is $60,000 after taxes in Kentucky?
About $48,408 a year ($1,861.83 biweekly) for a single filer in 2026, using the standard deduction.
Does Kentucky have state income tax?
Yes. Kentucky taxes wages with graduated rates from 3.5% to 3.5%.
What is the Kentucky minimum wage in 2026?
$7.25 per hour.
When is overtime paid in Kentucky?
Time and a half for hours on the 7th day when an employee works all seven days of the workweek (KRS 337.050); does not apply if the employee is not permitted to work over 40 hours that week.
Nearby states
- Tennessee paycheck calculator
- Ohio paycheck calculator
- Indiana paycheck calculator
- West Virginia paycheck calculator
- Virginia paycheck calculator
- Kentucky overtime
- All 50 states
- No tax on overtime
Last updated October 10, 2026. How we calculate · Disclaimer